Florida · Insurance Inspections

4 point inspection software built by an inspector who does 4-points.

I'm a licensed home inspector in Florida, and 4-points are bread-and-butter work here — quick jobs, but the paperwork always took longer than the inspection. VantaHaus puts the 4-point inspection form on your phone: document the roof, electrical, plumbing, and HVAC as you move through the house, drop photos straight into each section, and deliver a clean PDF the homeowner's carrier will accept.

The short version: VantaHaus is a 4 point inspection form app that captures age, condition, and remaining useful life for all four systems, puts your photos inline with the findings, and produces a carrier-ready branded PDF. It's included in the Standard plan alongside the OIR-B1-1802 wind mitigation form and the Texas TREC form.

What is a 4-point inspection?

A 4-point inspection is a short, insurance-focused inspection that documents the condition of four systems in a home: the roof, the electrical system, the plumbing system, and the HVAC. It isn't a full home inspection — it exists because insurance carriers want to know whether the major systems of an older home are in serviceable condition before they take on the risk of insuring it.

Carriers most commonly require a 4-point when writing a new policy on an older home — thresholds vary by carrier, but homes in the range of 30 to 40 years old and up are typically where the requirement kicks in — and sometimes at policy renewal. In Florida, where a huge share of the housing stock crosses that age line, 4-points are steady, repeatable work for inspectors.

What carriers want to see for each system

For every system, the report answers three questions: how old is it, what condition is it in, and how much useful life is left. In practice, that means documenting things like:

Every answer should be backed by a photo. An underwriter who can see the data plate, the panel label, and the roof surface has far less reason to bounce the report back.

How VantaHaus handles the 4-point in the field

Start a 4-point report and VantaHaus walks you system by system — age, condition, remaining useful life — with tappable fields instead of handwriting. Photos you take on your phone drop straight into the section they belong to, inline with the finding, so there's no end-of-day photo sorting.

When you finish, VantaHaus generates a clean, branded PDF formatted the way carriers — including Citizens-style reviewers — expect to see it. The homeowner or their agent forwards it to the carrier, and you're on to the next job. Check the sample report to see the finished output.

Because 4-points are often ordered alongside a wind mit on the same visit, VantaHaus lets you run both forms for the same property — and handle the e-signed pre-inspection agreement and client invoice in the same app.

What it costs

The 4-point form is included in the Standard plan at $49.99/month — along with the wind mitigation and TREC forms, unlimited reports, e-sign agreements, and invoicing. Pro adds Arti, our AI assistant, which analyzes your photos and drafts report language. VantaHaus is live today on Google Play and as a web app, with iOS coming soon.

4 point inspection software FAQ

What is a 4-point inspection?

A short insurance-focused inspection documenting the age and condition of four systems — roof, electrical, plumbing, and HVAC. Carriers use it to decide whether to write or renew a policy on an older home.

When do carriers require a 4-point inspection?

Most commonly when writing a new policy on an older home — thresholds vary by carrier but often apply to homes roughly 30 to 40 years old or more — and sometimes at renewal. The homeowner's agent will specify when one is needed.

What does the report include?

For each of the four systems: age, current condition, and remaining useful life, supported by photos — roof covering details, panel type and amperage, plumbing materials, and HVAC equipment age.

Does VantaHaus put photos directly in the report?

Yes. Photos drop straight into the relevant section, inline with the system they document, and come out in a clean PDF formatted the way carriers expect.

Is the 4-point form included in the Standard plan?

Yes. It's included in Standard at $49.99/month alongside the OIR-B1-1802 wind mitigation form and the TREC REI 7-6 form. Pro adds Arti AI photo analysis and report drafting. Every plan starts with a 14-day free trial.

Finish your next 4-point before you leave the driveway.

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